FINANCING OPTIONS

Eager to transform your outdoor space immediately? We can help with
our range of financing options, allowing you to have your dream outdoor
space.

finance options2
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How does it work?

Simply apply today and see if you will be eligible for our interest-free finance options!
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Eligibility Criteria

You must be an 18+ UK resident with a valid email address and telephone number, hold a UK bank account and a clear credit report, and sufficient income to pass affordability checks.
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Up to £25,000 over 10 years

We are pleased to be able to offer you finance options for between 12 months and 10 years, up to the value of £25,000.
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Use it towards your order

If your order value exceeds your available capital, then why not partially fund your purchase with the available finance options? Borrow the difference, and pay it back across a period to suit you.
Apply now

Finance Representative Examples

There are a range of options available, allowing you to borrow finance from £250 to £25,000 over a term of 12 months to 48 months. The application is simple and straightforward, and you’ll not have to wait long for a decision!

Fleming Verandas UK Ltd is registered in England and Wales No 12691620. We are a credit broker and not a lender. We offer credit products from a panel of lenders. Fleming Verandas UK Ltd is authorised and regulated by the Financial Conduct Authority FRN 995953. Credit subject to age and status. Any late or missed repayment may have serious consequences and your credit rating may be affected which could make it more difficult to obtain credit in the future. Fleming Verandas UK Ltd offers both regulated and unregulated products. The interest free plans which are repayable within 12 months and in no more than 12 instalments are not regulated by the Financial Conduct Authority. Unregulated plans are not covered by the Financial Ombudsman Service.

How much can I borrow?

You can borrow anywhere between £250 and £25,000 for your project, in addition to paying the 25% deposit directly to Fleming’s.

What terms and APRs are available?

Our suite of regulated interest-bearing finance products are set at either 9.9% APR, or 15.9% APR, though all offers are subject to stringent affordability checks. Repayment terms available include 12 months, 24 months, 36 months, and 48 months. You can be approved by our provider with conditions, which can mean either with a higher deposit or a lower loan amount.

What’s the process like?

As easy as 1,2,3! Once you have discussed it with our sales managers, we can send you an application to complete through our finance provider’s portal, and you can take it from there. It’s very straightforward, and our provider is always on hand to help.

What’s required of me?

You will need to be a UK resident, over the age of 18. You will need a UK bank account, a valid email address and mobile phone number. Our finance provider will ask you to provide information including your residential status and home address, occupation, bank account details, as well as your income and expenditure details as part of their application process.

What happens after I’ve sent my application?

Once it has been received, our finance provider will review your application and may ask for further information. Once they have received the additional information, they will review the application as a whole and render a decision. If they do not need any further information, your application could be processed, and a decision given, in as little as 20 minutes.